Welcome, and I wish you success in getting an ISF.
On a side note to everybody else that posted. I must say that it is much more enjoyable on this site than clublexus. I joined here first, then clublexus. It is so much more positive on this site with less petty squabbling. I was just reading a pathetic thread on CL last week where people were bashing a newbie for asking a question and not using the search function. Now the search function should be utilized, but there are more appropriate ways to welcome a new guy to the site...agreed?